Terms of Service

Welcome to VoltXT.io, operated by VoltXT Technologies Ltd. ("we," "our," or "us"). We provide a non-custodial cryptocurrency invoicing and payment gateway that enables merchants to accept cryptocurrency payments directly to their wallets using Solana smart contracts.

By accessing or using our services, you ("you," "your," or "Merchant") agree to these Terms of Service ("Terms"). If you do not agree, you may not use our services.

For clarity within these Terms:

• "App" refers to the VoltXT mobile or web application providing access to the Services.
• "Content" means text, graphics, images, music, software, audio, video, works of authorship, and information made available through the Services.
• "Digital Assets" or "Cryptocurrency" refers to blockchain-based digital currencies, app coins, protocol tokens, or other digital assets (e.g., SOL, USDC on Solana).
• "Merchant" or "You" refers to any user accessing or utilizing VoltXT's Services to accept cryptocurrency payments.
• "Non-Custodial" means that VoltXT does not hold, store, or have unilateral control over your Digital Assets. Payments are processed directly between the payer's wallet and the Merchant's wallet via smart contracts.
• "Services" collectively refers to the non-custodial cryptocurrency invoicing and payment gateway, including features such as accepting crypto payments, reporting, and invoicing capabilities.
• "Site" refers to the VoltXT website located at voltxt.io.
• "Smart Contract" means a self-executing contract with the terms of the agreement directly written into code on the Solana blockchain, which facilitates the automatic splitting of transaction amounts.
• "User Content" means any content that Account holders (including you) make available through the Services.

• We are a technology provider only.
• We do not hold, store, or have unilateral control over your funds. Payments flow directly from your customers' wallets to your designated wallet.
• Payments are processed through decentralized smart contracts on the Solana blockchain that automatically split transaction amounts (e.g., 99% to the merchant, 1% platform fee). This mechanism ensures VoltXT never takes custody of the full transaction amount.
• You are solely responsible for managing your wallet, securing your private keys, and complying with applicable laws related to your Digital Assets.

To use our services, you must:

• Be at least 18 years old.
• Not be barred from using the Services under any applicable law or regulation.
• Not be located in or a resident of a jurisdiction subject to international sanctions, including but not limited to, countries and entities listed by the U.S. Department of Treasury's Office of Foreign Assets Control ("OFAC"), the United Nations Security Council Resolutions ("UNSCR"), HM Treasury's financial sanctions regime, or any other applicable sanctions lists (e.g., North Korea, Iran, Syria, Cuba).
• Use our services only for lawful business activities and in compliance with these Terms, including the Prohibited Uses and Businesses detailed in Exhibit B.

• You are fully responsible for the goods or services you sell and for providing any customer support related thereto.
• You must comply with all laws applicable in your jurisdiction, including but not limited to tax obligations, consumer protection laws, and financial regulations.
• You agree not to use our services for any Prohibited Uses or Prohibited Businesses as further described and set forth in Exhibit B, attached hereto, or any activities that violate applicable laws or regulations.
• You warrant and represent that your use of the Services will be in full compliance with all applicable Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) laws and regulations.

We charge a 1% platform fee per transaction, automatically deducted by our smart contract. Fees are non-refundable and are processed instantly at the time of each transaction, as detailed in Exhibit A.

In addition to VoltXT's platform fees, you acknowledge and agree that you may incur charges from third parties for the use of linked services or blockchain network transaction fees (e.g., gas fees on Solana). These third-party fees are not charged by VoltXT and are not paid to VoltXT. VoltXT is not responsible for refunding any network transaction fees.

• All payments are made directly on the Solana blockchain. VoltXT acts solely as a technological intermediary to facilitate these direct peer-to-peer transactions.
• We cannot reverse, cancel, or recover transactions. Once payment is confirmed on-chain, it is final and immutable.
• You maintain full custody and control of your funds at all times. VoltXT never takes possession of your Digital Assets.
• You are solely responsible for ensuring the correctness of all wallet addresses and transaction details. Any losses due to incorrect information or user error cannot be recovered by VoltXT.

We aim to keep our platform running 24/7, but we make no guarantee that services will be uninterrupted, timely, secure, or error-free. We are not responsible for:

• Blockchain network outages, congestion, forks, or other disruptions.
• Transaction delays caused by network conditions, blockchain validators, or smart contract execution.
• Third-party service interruptions (e.g., Solana RPC providers, wallet services, or data feeds).
• Scheduled or unscheduled maintenance or updates to our platform, though we will endeavor to provide notice for planned maintenance.
• Any loss or damage to your Digital Assets, or any inability to access them, due to issues with the underlying blockchain network or your chosen wallet software.

To the maximum extent permitted by applicable law, you expressly acknowledge and agree that use of the Services and Content is at your sole risk. The Services are provided on an "AS IS" and "AS AVAILABLE" basis without any representation or warranty, whether express, implied, or statutory.

VoltXT Technologies Ltd. shall not be liable for damages of any type, whether direct or indirect, arising out of or in any way related to your use or inability to use the Services, including but not limited to:

• Lost profits, lost data, or any special, incidental, indirect, intangible, or consequential damages.
• Damages allegedly arising from the compromise or loss of your login credentials or funds, or for mistakes, omissions, interruptions, delays, defects, and/or errors in the transmission of transactions or messages to any blockchain network.
• The failure of any message to send to or be received by the intended recipient in the intended form, or for diminution of value of any Digital Assets.
• Wallet misconfiguration, user errors (e.g., sending to the wrong address), loss of access to private keys, or any security breaches of your own devices or systems.
• The acts or omissions of any party with whom you interact, regardless of your use of the Services, or whether such persons are clients or counterparties of VoltXT Technologies Ltd. (e.g., chargebacks from your customers).
• Fluctuations in the value of cryptocurrency or market volatility.

In no event shall VoltXT Technologies Ltd.'s total liability to you for all damages (other than as may be required by applicable law in cases involving personal injury) exceed the amount of One Hundred U.S. Dollars (US$100.00) or its equivalent in the local currency of the applicable jurisdiction, or the total fees paid by you to VoltXT Technologies Ltd. in the twelve (12) months preceding the claim, whichever is less.

For purposes of these Terms: (i) "Content" means text, graphics, images, music, software, audio, video, works of authorship of any kind, and information or other materials that are posted, generated, provided or otherwise made available through the Services; and (ii) "User Content" means any content that Account holders (including you) make available through the Services.

We do not claim any ownership rights in any User Content and nothing in these Terms will be deemed to restrict any rights that you may have to use and exploit your User Content unless explicitly indicated in the Terms.

Subject to the foregoing, VoltXT Technologies Ltd. and its licensors exclusively own all right, title and interest in and to the Services and our Content, including all associated intellectual property rights. You acknowledge that the Services and our Content are protected by copyright, trademark, and other laws of Seychelles and foreign countries. You agree not to remove, alter or obscure any copyright, trademark, service mark or other proprietary rights notices incorporated in or accompanying the Services or Content.

By providing User Content to the Services, you grant VoltXT Technologies Ltd. a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, copy, distribute, create derivative works of, display, and perform the User Content that you upload, submit, store, send, or receive on the App or through our Services. The rights you grant in this license are for the limited purpose of operating and providing our Services.

You warrant and represent that you have the right and authority to submit your User Content and that the User Content or any part thereof does not infringe the intellectual property rights or any other rights of any third party.

VoltXT Technologies Ltd. has no obligation to monitor any User Content, but we have absolute discretion to remove User Content at any time and for any reason without notice. You understand that by using the Services, you may be exposed to User Content that is offensive, indecent, or objectionable. We take no responsibility and assume no liability for any User Content, including any loss or damage to any of your User Content.

We welcome feedback, comments, ideas, and suggestions for improvements to the Services ("Feedback"). You can submit Feedback by contacting us at info@voltxt.io. You grant to us a non-exclusive, worldwide, perpetual, irrevocable, fully-paid, royalty-free, sublicensable and transferable license under any and all intellectual property rights that you own or control to use, copy, modify, create derivative works based upon and to otherwise exploit the Feedback for any purpose without any obligation or compensation to you.

You agree to indemnify and hold VoltXT Technologies Ltd. and its officers, directors, employees, and agents harmless from and against any claims, disputes, demands, liabilities, damages, losses, and costs and expenses, including, without limitation, reasonable legal and accounting fees arising out of or in any way connected with:

• Your access to or use of the platform and Services.
• Any violation of these Terms, including, without limitation, any breach of your obligations under the Prohibited Uses and Businesses section in Exhibit B.
• Your violation of applicable laws or regulations, including AML/CTF, consumer protection, and tax laws.
• Any disputes with your customers or third parties regarding the goods or services you sell.
• Any User Content you provide or transactions you process through the Services.

We respect your privacy and are committed to protecting your personal information. Our collection and use of personal data is governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using our services, you consent to:

• The collection and processing of data as described in our Privacy Policy
• The use of cookies and similar technologies
• Communications from us regarding your account and our services

We may modify these Terms at any time at our sole discretion. If we do so, we’ll let you know either by posting the modified Terms on the Site, by providing you a notice through the App, or through other methods of communication which we deem reasonable. The modified Terms will be effective at the time they are either posted on the Site, provided as a notice through the App, or through other methods of communication which we deem reasonable, whichever is earliest, unless we indicate otherwise.

• We will post the updated Terms on our website and update the "Effective Date" at the top of this document.
• For material changes, we may provide additional notice via email or platform notification.
• Your continued use of the platform after we have modified the Terms means you agree to be bound by the modified Terms. If you don’t agree to be bound by the modified Terms, then you may not use the Services.

These Terms are governed by the laws of Seychelles, without regard to conflict of law principles. Any disputes arising from or relating to these Terms or your use of our services will be resolved as follows:

1. Informal Resolution: We encourage you to contact us first at info@voltxt.io to seek an informal resolution of any disputes.
2. Binding Arbitration: If informal resolution is unsuccessful, any and all disputes, controversies, or claims arising out of or relating to these Terms or the breach, termination, or invalidity thereof shall be settled by binding individual arbitration in Seychelles in accordance with the rules of [Insert Chosen Arbitral Institution, e.g., the Seychelles International Arbitration Centre (SIAC), if applicable, or a similar regional body] then in effect. The arbitration shall be conducted by a single arbitrator appointed in accordance with the said rules. The language of the arbitration shall be English. You agree to resolve disputes individually and waive any right to participate in class actions or any other type of collective or representative proceeding.
3. Class Action Waiver: You agree that any arbitration or proceeding shall be limited to the dispute between us and you individually. To the full extent permitted by law, (i) no arbitration or proceeding shall be joined with any other; (ii) there is no right or authority for any dispute to be arbitrated or resolved on a class-action basis or to utilize class action procedures; and (iii) there is no right or authority for any dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.

Either party may terminate this agreement at any time:

• By You: You may stop using our services at any time by closing your account through the App or by contacting us.
• By Us: We may suspend or terminate your access to the Services or your Account with immediate effect, at our sole discretion, for any reason, at any time and without notice to you, including if you violate these Terms (e.g., engage in Prohibited Uses or Businesses), or if required by law or regulatory bodies.
• Upon any termination, discontinuation or cancellation of Services or your Account, (i) all rights and/or licences granted to you under these Terms shall immediately cease and terminate and you shall forthwith cease the use and/or access of the App, Site, Services and Content in any way whatsoever; and (ii) the following provisions of these Terms will survive: Definitions, Nature of Service (key disclaimers), Fees (outstanding obligations), Non-Custodial Payments, Platform Availability, Limitation of Liability, Content Ownership, Feedback, Indemnification, Privacy and Data Protection, Governing Law and Dispute Resolution, Termination, Miscellaneous, and Contact Us.
• Due to our non-custodial nature, you retain full custody and access to your Digital Assets in your own wallet regardless of the termination of your access to VoltXT's Services.

• Entire Agreement: These Terms constitute the entire and exclusive understanding and agreement between VoltXT Technologies Ltd. and you regarding the Services and Content, and these Terms supersede and replace any and all prior oral or written understandings or agreements between VoltXT Technologies Ltd. and you regarding the Services and Content.
• Severability: If any provision of these Terms is held invalid or unenforceable by a court of competent jurisdiction or arbitration tribunal, that provision will be enforced to the maximum extent permissible and the other provisions of these Terms will remain in full force and effect.
• No Waiver: Our failure to enforce any right or provision of these Terms will not be considered a waiver of such right or provision. The waiver of any such right or provision will be effective only if in writing and signed by a duly authorized representative of VoltXT Technologies Ltd.
• Assignment: You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. Any attempt by you to assign or transfer these Terms, without such consent, will be null. We may freely assign or transfer these Terms without restriction. Subject to the foregoing, these Terms will bind and inure to the benefit of the parties, their successors and permitted assigns.
• Electronic Communications: You agree and consent to receive electronically all communications, agreements, documents, notices and disclosures (collectively, "Communications") that we provide in connection with your Account and your use of the Services.
• English Language: These Terms are written in English. Any translated version is provided solely for your convenience. To the extent any translated version of our Terms conflicts with the English version, the English version controls.

For any questions about these Terms or our services, please contact us: